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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Richard Neyman

August 16, 2024

5  out of  5
rating by Richard Neyman
"Sometimes Life throws you a curve ball it’s great to know that Terra and her staff are here for you especially at those times! I was an Insurance Agent 25 years ago. I am S0 impressed with the Professionalism and Knowledge of Terra and her staff … Rebecca is AWESOME… Would recommend A+++++…"
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Flora Bullock

July 1, 2024

5  out of  5
rating by Flora Bullock
"In February of this year, I would have given a 5 star rating. However, my insurance rates have increased substantially. No accidents, no tickets and a loyal customer for over 45 years! Do I need to leave State Farm in order to get insurance rates that reflect my good driving and 45 year Loyalty? So Sad, I feel like I must shop around for a better rate and insurance company that wants my business. EDIT: when I posted this review I thought I was posting to State Farm Corporate Offices, but Terra told me it went as a review to her office. Although I'm upset with the rate increases, it has no reflection on Terra or her office staff. Whenever I've had an issue, everyone in the office has always gone the extra mile to make sure every thing is handled quickly and correctly. I give Terra and her office 5 stars for always handling my insurance needs."
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Ciara Shale

June 28, 2024

1  out of  5
rating by Ciara Shale
"Been with this company for 5 years and my insurance raised in price! I have perfect payment history and have had the same car for the last 3 years and never been in a wreck, also I have a clean record. ! My car gets older, so my insurance increased?. Absolutely ridiculous. Anything for an extra penny these days."
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Janelle Everett

June 19, 2024

5  out of  5
rating by Janelle Everett
"I called State Farm and a questioned why my bill went up. They were so helpful in finding resolutions. I signed up for a driving course and it reduced my bill by $36. I then received the driving fob and after a week of driving I reduced my bill by 47$ more! I do appreciate them quickly helping to resolve the issues!"
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Steve V

April 29, 2024

5  out of  5
rating by Steve V
"The customer service was excellent. Toni M handled all our questions about auto, homeowners and umbrella coverage very efficiently."
We responded:
"We Love to hear this! I am so glad that Toni was able to help you with your insurance. We hope to continue to deliver the same service moving forward. "
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Cherie Moore

March 21, 2024

5  out of  5
rating by Cherie Moore
"This is the best insurance company I have ever worked with. Victoria was so helpful and worked diligently helping work through an issue with our mortgage insurance. I highly recommend this office. They're all professional and do everything possible to help you save money and time. 10 stars for me!"
We responded:
"Hi Cherie! This is our first 10 Star review so I thank you for that!! We love helping our customers and are so happy that we are able to work with great people like yourself. Stop in and see us anytime!! "
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Melissa Baker

March 19, 2024

5  out of  5
rating by Melissa Baker
"Best customer service EVER and so nice and fun. Fun... that's not usually a word that goes hand in hand with insurance shopping but Denise is amazing & fun. It was quick, easy and the least expensive I found with better coverage!!! Thank you Denise!"
We responded:
"We LOVE this Melissa! W are so happy to have you at our Agency and will plan to continue the Fun, fun, fun and professionalism. Stop in to see us anytime 😊. "
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Nick Sorani

March 13, 2024

5  out of  5
rating by Nick Sorani
"Denise and State Farm were wonderful to work with! Helpful, responsive, and professional. Thanks Denise!"
We responded:
"Nick, we are so happy that you took the time to leave us a review. I am glad that Denise provided you with professional service. We strive to make each interaction great so do appreciate hearing back from our customers. Please stop in or call anytime! "
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Jessica Gale

February 24, 2024

5  out of  5
rating by Jessica Gale
"Quotes for my two vehicles and my side by side quick and easy ! Was able to bundle all of them together in one payment and was reasonably priced ! Thanks for getting me covered !"
We responded:
"Jessica, we are so happy to hear that your experience with our office was smooth. We look forward to working with you in the future :)."
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Melissa Mankongvanichkul

February 20, 2024

5  out of  5
rating by Melissa Mankongvanichkul
"Love the customer service! They are always on there to answer questions. They are very knowledgeable and friendly."
We responded:
"Melissa thanks so much for the kind words. We work hard to be available for our customers and love hearing that it is working!!! We all look forward to a continued partnership with you!! "
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Rich Gordy

January 29, 2024

5  out of  5
rating by Rich Gordy
"Great agency. I've been with them for years and they are always diligent and professional, as well as anticipating my insurance needs to make sure I have the right coverage for the lowest cost. Rebecca initiated and performed a review of all my policies and found ways to upgrade coverages while saving me money! Outstanding service."
We responded:
"Rich!! I Love that your interaction with Rebecca was great. Thanks so much for the kind words and we look forward to working with you more. "
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Kathryn Blair

January 14, 2024

5  out of  5
rating by Kathryn Blair
"My experience with this office has been sensational. They have some incredible employees including the lovely Victoria Linscott. Their agent Denise Koberstein has taken the absolute best care of me as well. Denise has personally gone above and beyond to make sure their coverage has produced the highest safety and quality care. I have never been under the care of an agent that has ever took my policy so personally. Phenomenal!"
We responded:
"Kathryn, thanks so much for your kind words!! We look forward to working with you in the future. I am so glad that Drnise took such great care of you as well. We look forward to taking care of your needs moving forward. "
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Hey it's Wendy

December 19, 2023

3  out of  5
rating by Hey it's Wendy
"I have used State Farm for the last two years and I have 5 different policies so when I needed a new business policy they were my first call. My TN agent referred me because of the rating. It started great and I felt like we connected, but unfortunately, I have not heard from Denise A Koberstein since that was 5 days ago. I didn’t receive a quote, a returned phone call, or a returned email. The office staff was great and returned my call very pleasantly. Unfortunately, I had to sign with a different company I couldn’t wait any longer. I hate to even write a negative review but in Denise’s only email, she asked me to leave a review so I thought I would be honest in my experience. I own two businesses in the service industry so I know how important customer service is. In my 20 years of experience communication goes a long way in customer service. I love State Farm and will continue to use them in TN but unfortunately, I will have a different carrier for my ID business."
We responded:
"Wendy, thanks so much for sharing your concerns. It has taken me a little to reply as I do like to research all circumstances prior. Sometimes we simply fall short for our customers which seems to be the case here. Please accept my apologies and know that your words of feedback will be used to help us improve in the future. "
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Cheryl Stewart

November 29, 2023

5  out of  5
rating by Cheryl Stewart
"Everyone in this office has always been helpful and courteous. Victoria is always so pleasant when she answers the phone and so very helpful in taking care of my needs or connecting me with whomever I need to finish my request. My recent claim for damage to my vehicle was handled by State Farm extremely well and simplified my experience."
We responded:
"Cheryl, thanks so much for your kind words. I love to hear that your visits with us work so well. We think Victoria is great too :). Stop in and see us anytime. "
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Jeremy Roos

November 1, 2023

5  out of  5
rating by Jeremy Roos
"Toni has been awesome to work with, what a great group of people. They pulled my feet out of the fire (figuratively speaking) on my home owners insurance, and they saved $$ on my car insurance. Hope to work with them for a long time."
We responded:
"Jeremy! We are so excited that you found our office and happy that we could help with your auto and homeowner needs. We look forward to working with you in the years to come :). "
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Quita Nass

October 3, 2023

5  out of  5
rating by Quita Nass
"Couldn’t ask for a better group to work with. Denise was great. She took very good care of us. When she did not know the answer to our questions, she asked the underwriter. I never felt pushed. Very happy with the Terra Bachelor State Farm office in Sandpoint."
We responded:
"Quita (M.A. :)) We are so happy that you found us. Your energy is contagious, and we are glad to have you as a part of the Agency. Thanks for your kindness both in office and through this review. We look forward to working with you in the future. "
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Ken Steed

September 26, 2023

5  out of  5
rating by Ken Steed
"It's a pleasure to call and talk to these Ladies."
We responded:
"Ken! This just makes my day. We have a great crew in here so it is nice to hear that they are great to talk to. thanks for the nice review and the feeling is mutual sir :). "
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J L

September 15, 2023

5  out of  5
rating by J L
"Excellent service and skill!"
We responded:
"Thanks so much for the confidence in our office. Our customers are what drives our Agency and motivates us!! "
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Becky C

July 24, 2023

5  out of  5
rating by Becky C
"We were on vacation in Sandpoint and need some assistance with our State Farm insurance. We couldn't get ahold of our rep back home, so we stopped in and met with Denise Koberstein. Even though we weren't her clients, she took the time to listen to our issue and offer advice. She even went as far as to call our rep in Nebraska so we could get what we needed. I was very impressed with her knowledge and customer service! Thanks again!"
We responded:
"Becky thanks so much for taking time to leave us this review. These types of interactions make my day. I am so happy Denise was able to help. "
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D Wilson

June 7, 2023

5  out of  5
rating by D Wilson
"Terra Bache is a very attentive insurance agent you who continuously checks your policies with State Farm and keeps you informed of any necessary requirements or changes needed. She keeps me informed of payments that are due and up and coming. This allows me to keep my policies paid up to date and prevents any policy expiration. She is extremely competent and timely in her dealings with my policies which assures me that I will not experience any future problems. Thank you . Douglas Wilson"
We responded:
"Hello Doug! I am so happy you left us a review. My team and I love working with you too! Thanks so much for your kind words and Blessings to you sir :). "
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Carrie Lounsbury

February 23, 2023

5  out of  5
rating by Carrie Lounsbury
"Rebecca G went above and beyond to help explain things to me with questions I had. Appreciate your time."
We responded:
"Carrie, thanks so much for reviewing us and for the kind words on Rebecca!! We appreciate your business and are happy to help anytime!! "
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Travis Millar

February 10, 2023

5  out of  5
rating by Travis Millar
"Denise is an absolute rockstar! She takes care of everything all the time for me. I have a business and lots of toys that are all insured through her. Any questions I have she’s on top of it. She definitely has my business for life"
We responded:
"Travis, Thanks for your review. We agree!! Denise is a rockstar! We are happy to have you as a part of the Agency. Stop in anytime. "
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dees56world

November 23, 2022

5  out of  5
rating by dees56world
"What a fantastic team...best service, very thorough, friendly, & caring !!!"
We responded:
"Hey! We love this review :). Thanks so much for taking your time to tell everyone. Stop in to see us anytime!! "
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Rolland Bogar

September 25, 2022

5  out of  5
rating by Rolland Bogar
"They made looking for insurance easy and painless. Very helpful, friendly and answered any questions I had. Would definitely recommend!"
We responded:
"Rolland thanks so much for reviewing our page! We appreciate the kind words!!"
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Jaydn Gabehart

September 25, 2022

5  out of  5
rating by Jaydn Gabehart
"Thank you to Terra and her team for being professional, courteous and helpful. They made the process of looking for car insurance extremely easy and explained everything in detail. I would highly recommend them!"
We responded:
"Jaydn! We are so happy to hear that you like our office! Come in and see us anytime :). "